5 Moves Ahead

Top 5 Small Business Cash Flow Planning Tips

5 Moves Ahead
September 16, 2025•0 min read
#2: Top 5 Small Business Cash Flow Planning Tips Move 2: Tighten Your Receivables Invoice immediately, set clear payment terms, renegotiate terms, and use automated reminders.The faster cash comesin, themore control you have over your position. Move 1: Forecast Like a Grandmaster Anticipate expenses and income at least 90 days ahead. A rolling cash flow forecast helps you spot gaps before they become emergencies.Use toolslikeQuickbooksfor planning. Move 3: Control the Outflow Separate “must-haves”from“nice-to-haves.”Delay or cut non-essentialspendingwhen cash istight.Communicate this clearly to all purchasing decisionmakers. Move 4: Build a Cash Reserve Aim to keep at least 2–3 months of operating expenses in reserve. This safety net gives you the flexibility tomaneuverwhen the unexpected happens. Move 5: Leverage Smart Credit Use a line of credit or business credit card as a buffer, not a crutch. Secure financing before you’re desperate so you’re negotiating fromstrength, notweakness. Closing Move: Cash flow is the oxygen of your business. Planning keeps you breathing, discipline keeps you alive, and action keeps you ahead of the game.

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Brenden Moran is a seasoned business coach with over a decade of experience guiding organizations to scale with clarity and confidence. He holds a degree in Organizational Communication, a Master’s in Management and Leadership, a Certificate in Organizational Development, and is an Associate Certified Coach with the International Coaching Federation. His approach blends research-driven insights with practical strategies that deliver real results.

Brenden Moran

Brenden Moran is a seasoned business coach with over a decade of experience guiding organizations to scale with clarity and confidence. He holds a degree in Organizational Communication, a Master’s in Management and Leadership, a Certificate in Organizational Development, and is an Associate Certified Coach with the International Coaching Federation. His approach blends research-driven insights with practical strategies that deliver real results.

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